As financial awareness grows across India, more families are turning toward reliable life insurance options to secure their future. The Life Insurance Corporation of India continues to dominate the insurance market with schemes that combine safety, savings and life cover. Entering 2025, several LIC plans have emerged as the most preferred choices for policyholders seeking strong returns, guaranteed maturity benefits and long-term financial protection. Here is a detailed look at the top-selling LIC plans that offer high value in 2025.
LIC New Jeevan Anand: The Ideal Blend of Life Cover and Lifetime Protection
New Jeevan Anand continues to be one of LIC’s flagship offerings because it provides dual benefits of long-term savings and lifelong coverage. Policyholders receive maturity benefits at the end of the policy term, but life cover continues for the rest of their lifetime. This makes the plan highly attractive for those who want guaranteed financial support even after the policy matures. With stable bonuses and a strong track record, New Jeevan Anand remains a top pick for long-term security seekers.
LIC Jeevan Labh: Best for High Returns with Shorter Premium Commitment
For individuals who want strong maturity value without long premium payment periods, Jeevan Labh stands out in 2025. The plan offers a limited premium payment facility while still providing excellent financial returns through bonuses and guaranteed benefits. It is especially popular among young professionals, salaried families and people who want disciplined long-term savings with manageable commitments. Jeevan Labh continues to stay among LIC’s highest-selling plans due to its attractive balance of premium affordability and maturity value.
LIC Tech Term Plan: Pure Protection for Digital Buyers
With more consumers choosing online insurance solutions, the LIC Tech Term Plan has become one of the most trusted pure protection policies in 2025. As an online-only term insurance product, it offers high coverage at comparatively lower premiums. The plan provides financial security to families by ensuring a substantial death benefit at affordable rates. It is ideal for modern buyers who prefer quick digital onboarding and want maximum life cover without savings or investment components.
LIC Jeevan Umang: Lifetime Income with Long-Term Financial Safety
Jeevan Umang remains a favorite for individuals planning stable lifelong income. After the premium payment term ends, the policy starts offering annual survival benefits until the age of 100. Along with this, the plan provides maturity benefits and a full life cover. With the rising demand for retirement-oriented products, Jeevan Umang has gained even more popularity in 2025 as a dependable income generator. It offers a unique structure that supports retirement planning, family protection and long-term financial backup.
LIC Dhan Varsha: Guaranteed Returns for Safe and Stable Wealth Building
Dhan Varsha has emerged as one of LIC’s top-selling guaranteed return plans in 2025. With a single premium payment, policyholders gain guaranteed benefits and life cover for the entire term. This scheme suits investors who prefer low-risk, one-time payment plans with assured future payouts. Its guaranteed nature, combined with LIC’s strong reputation, makes it popular among conservative investors, senior citizens and those seeking secure wealth-building options without long-term commitments.
Which Plan Is Best for You in 2025?
Each LIC plan serves a different financial goal. Those seeking long-term protection may prefer New Jeevan Anand, while individuals wanting high coverage at low cost may opt for the Tech Term Plan. For retirement income, Jeevan Umang remains highly suitable, and for guaranteed returns, Dhan Varsha offers safer long-term value. LIC Jeevan Labh fits those who want attractive maturity benefits with shorter premium periods. Choosing the best plan depends entirely on your income goals, protection needs and investment strategy.
Conclusion
The best LIC plans of 2025 combine robust protection, long-term savings and guaranteed benefits. With rising financial awareness and increasing need for security, LIC’s top schemes continue to help families build wealth and safeguard their future. Whether you prefer lifetime cover, guaranteed returns or simple term protection, LIC offers reliable options for every financial need.
Disclaimer
This article is based on publicly available information and expected trends for LIC’s best-performing plans in 2025. Actual benefits, premiums and features may vary depending on age, policy terms and LIC’s official guidelines.
