The Employees’ Pension Scheme (EPS-95) has received a significant update for 2025, bringing long-awaited relief to pensioners across India. The government has approved an increase in the minimum monthly pension to ₹3,000, a step aimed at supporting elderly workers who depend on EPS-95 as their primary retirement income. Rising inflation, essential living expenses, and consistent … Read more
The government has introduced major updates to the Gratuity Rules for 2025, aiming to provide greater financial protection for employees and retirees across India. These changes are designed to improve end-of-service benefits, simplify calculations, and expand eligibility so that more workers receive higher payouts. With rising living costs and increased demand for better retirement security, … Read more
The Dearness Allowance revision scheduled for December 2025 is already generating widespread interest among central government employees and pensioners. With inflation levels continuing to influence day-to-day expenditures, the DA hike is expected to play a major role in boosting take-home pay and pension income at the end of the year. The adjustment will be based … Read more
In 2025, the Indian government has announced new rules for cheque bouncing, aiming to make financial transactions more secure and accountable. With stricter penalties, faster legal resolution, and enhanced accountability, the new regulations ensure that cheque issuers comply with payment obligations. This update affects both individuals and businesses, and understanding the changes is crucial for … Read more
A significant legal reform is reshaping the rental housing market in 2025 as the government introduces new rules requiring mandatory property registration before any home can be rented out. This update aims to bring transparency, reduce disputes between landlords and tenants, and create a structured nationwide rental framework. With rising urban migration and growing dependence … Read more
The Public Provident Fund (PPF) remains one of the most popular long-term savings schemes in India, offering tax benefits, safety, and attractive returns. In 2025, there are some important updates and rules for PPF withdrawals, loans, and early closures that savers should be aware of. If you’re planning to withdraw from your PPF account, take … Read more
Post Office Monthly Income Scheme 2025: The Post Office Monthly Income Scheme remains one of the most trusted savings options for individuals seeking steady monthly returns without taking market risks. As India moves into 2025, the MIS is gaining renewed interest among retirees, middle-income families, and conservative investors who prefer stable earnings over volatile investments. … Read more
The Employees’ Provident Fund Organisation (EPFO) has introduced new rules in 2025 aimed at improving the efficiency of claims and strengthening the pension corpus for India’s workforce. These updates are designed to ensure faster processing of PF withdrawals, smoother pension disbursal, and better financial security for both current and retired employees. The reforms reflect EPFO’s … Read more
The Reserve Bank of India has introduced a fresh set of CIBIL score and credit reporting rules for 2025, aiming to strengthen borrower transparency, improve data accuracy, and ensure fair loan approvals across banks and NBFCs. These updated norms directly impact how your credit score is calculated, how quickly errors must be corrected, and how … Read more
In a highly anticipated move, the Indian government has announced a Fitment Factor hike in 2025 that will provide a significant salary boost for central government employees. This change is expected to directly impact millions of employees, resulting in an increase in their take-home salaries and overall financial well-being. The hike in the Fitment Factor … Read more
