Many customers are getting caught off guard after reaching bank branches only to find shutters down. This week, banks across several states will remain closed for 3 days, triggering confusion about transactions, document work, and cash needs. The Reserve Bank of India’s holiday calendar explains why this is happening and which states are affected. Knowing the exact closure days can help you avoid last-minute trouble.
Why Banks Are Closed for 3 Days This Week
Banks in India follow a mix of national, state-specific, and weekly holidays as per RBI guidelines. This week, a combination of regional holidays and scheduled closures has resulted in four non-working days for banks in different parts of the country.
These closures apply only to physical bank branches. Digital banking services continue to function normally.
List of Bank Holidays Falling This Week
This week’s bank closures are due to state-specific observances and official holidays notified under the RBI calendar.
| Date | Reason for Holiday | States Affected |
|---|---|---|
| December 18 | Regional observance | Meghalaya |
| December 19 | Goa Liberation Day | Goa |
| December 20 | Regional festival | Sikkim |
Because these holidays fall on different days, customers in affected states may experience multiple branch closures within the same week.
Are Banks Closed Across India on All These Days
No, banks are not closed nationwide on all four days. These are state-wise holidays, meaning banks remain open in states where the holiday is not applicable. This is why some customers see normal operations while others face closures.
Always check your state’s holiday list before planning a branch visit.
What Banking Services Remain Available During Holidays
Even when branches are closed, essential banking services continue without interruption. Customers can still use digital platforms and self-service facilities.
Here is what remains available
- ATM cash withdrawals and deposits
- UPI payments and mobile banking
- Net banking fund transfers
- Bill payments and online services
Only in-person services like cash counters, document submission, and branch consultations are unavailable.
Why RBI Allows State-Wise Bank Holidays
India follows a federal structure, and banks observe local holidays to respect regional culture, events, and administrative requirements. RBI publishes a detailed annual calendar so customers and banks can plan ahead.
These holidays are planned, not sudden, but often overlooked by customers.
Who Should Be Extra Careful This Week
Senior citizens, pensioners, business owners, and customers with urgent in-branch work should plan carefully this week. Activities like KYC updates, cheque clearance, locker access, or large cash transactions may be delayed due to branch closures.
Planning visits on working days can save time and avoid frustration.
How to Check Bank Holidays for Your State
Customers can verify bank holidays through official RBI holiday lists, bank websites, or mobile banking apps. Most banks also send SMS or app notifications before major holidays.
Relying on unofficial messages or social media posts can lead to confusion.
What Customers Should Do Now
If you have pending bank work, try completing it before or after the holiday period. Keep sufficient cash if needed and use digital banking for routine transactions.
Awareness of bank holidays helps avoid emergency situations caused by closed branches.
Why This Update Matters
Unexpected bank closures can disrupt salary issues, business payments, and essential documentation. Clear knowledge of holiday schedules allows customers to stay prepared and avoid unnecessary stress.
Conclusion: Banks will remain closed for 3 days this week in select states due to RBI-approved regional holidays. While digital banking continues as usual, physical branch services will be unavailable on these days in affected states. Checking the state-wise holiday list in advance is the simplest way to avoid inconvenience and plan your banking smoothly.
Disclaimer: This article is for informational purposes only. Bank holidays are subject to RBI notifications and state-level observances, which may change.