RBI credit policy 2025

RBI CIBIL Rules 2025: New Credit Score Guidelines Every Borrower Must Know

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RBI CIBIL Rules

The Reserve Bank of India has introduced a fresh set of CIBIL score and credit reporting rules for 2025, aiming to strengthen borrower transparency, improve data accuracy, and ensure fair loan approvals across banks and NBFCs. These updated norms directly impact how your credit score is calculated, how quickly errors must be corrected, and how … Read more

RBI Home Loan Rules 2025: Higher Credit Score Can Reduce Your Interest Rate Faster Than Before

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RBI Home Loan Rules

The Reserve Bank of India has introduced major reforms in home loan lending rules for 2025, giving borrowers a stronger advantage if they maintain a good credit score. Under the updated system, banks and housing finance companies must now revise home loan interest rates more quickly for customers with strong repayment histories and higher credit … Read more