Retirement Savings India - eM kAY Structures

Worry Over Low PF Returns May End: EPFO Interest Update 2025 Signals Higher Rate and Bigger Gains for Employees

January 8, 2026 by meerachandra683@gmail.com

Concerns about stagnant Provident Fund growth have been growing among salaried employees and retirees alike. With inflation eating into savings, PF account holders closely watch every hint of an interest rate revision. The EPFO Interest Update 2025 is now creating fresh optimism, as discussions around a possible higher interest rate suggest meaningful benefits for millions … Read more

Anxiety Over Falling Returns Ends: Senior Citizen FD Scheme 2025 Promises ₹39,750 Guaranteed Interest on ₹1 Lakh

January 5, 2026 by meerachandra683@gmail.com

For senior citizens who depend on safe and predictable income, declining interest rates have been a constant source of worry. Market volatility makes risk-based investments uncomfortable, while regular savings accounts barely keep up with inflation. In 2025, Senior Citizen Fixed Deposit schemes are once again gaining attention because they offer something retirees value the most: … Read more

Panic Over Low Returns Ends: PNB FD Scheme 2025 Lets Senior Citizens Grow ₹1 Lakh Into ₹1.23 Lakh Safely

December 16, 2025 by meerachandra683@gmail.com

For years, senior citizens have worried about falling interest rates and shrinking returns on traditional savings. Fixed deposits were once the safest comfort, but low yields made many retirees anxious about monthly income and long-term security. In 2025, Punjab National Bank has quietly changed the narrative. Its latest fixed deposit scheme for senior citizens is … Read more

EPF Interest Rate 2025 Announced at 8.25%: What It Means for 70 Million Subscribers

December 2, 2025 by meerachandra683@gmail.com

The Employees’ Provident Fund Organisation (EPFO) has announced the EPF interest rate for 2025 at 8.25%, providing significant financial news for approximately 70 million EPF subscribers across India. The revised rate affects both current contributions and accumulated balances, ensuring better growth of retirement savings. Understanding the impact of this interest rate revision is crucial for … Read more

LIC Smart Pension Plan 2025: Guaranteed Returns and Safety Explained

December 2, 2025 by meerachandra683@gmail.com

The LIC Smart Pension Plan 2025 is designed to provide a secure and reliable retirement income for policyholders across India. With increasing life expectancy and rising living costs, planning for a financially stable retirement has become essential. This plan promises guaranteed returns, capital protection, and flexible payout options, making it an ideal choice for individuals … Read more